Loan Committee

Joseph F. Serbun - Chairman
Senior VP & Chief Credit Officer
Community Bank, N.A.
5790 Widewaters Parkway
Dewitt, New York 13214
445-7374/ Fax 445-7347
joseph.serbun@communitybankna.com
Carl I. Austin, Jr., CPA
Bowers & Company, CPA’s, PLLC
1200 AXA Tower I
100 Madison Street, 12th Floor
Syracuse, NY 13202-1111
234-1174 / Fax 234-1111
cia@bcpllc.com
Tom Breed
Vice President
Business Banking Relationship Manager
First Niagara Bank
126 North Salina Street, Suite 500
Syracuse, NY 13202
477-6189 / Fax 471-8069
tom.breed@fnfg.com
Lynne M. Callis-Wilson
Vice President
Community Development Lending
KeyBank National Association
201 S. Warren Street, 3rd Floor
Syracuse, NY 13202
470-5290 / Fax 470-5393
lcallisw@keybank.com
Heidi Ferguson
Vice President
Commercial Enterprise Banking
Citizens Bank
250 S. Clinton Street, Suite 202
Syracuse, NY 13202
471-7433 / Fax 471-7411
heidi.ferguson@citizensbank.com
Diana L. Kanfer, CPA, CFE 
Principal
Testone, Marshall & Discenza, LLP
The Foundry
432 North Franklin Street
Syracuse, NY 13204
476-4004 x 740 / Fax 475-1513
dkanfer@tmdcpas.com
Bonnie Palmer
Business Development Specialist
Central NY Regional Office
NYS Department of Economic Development
620 Erie Blvd. West, Suite 112
Syracuse, NY 13204
425-9110 / Fax 425-7156
bpalmer@empire.state.ny.us
Peter Rhodes
Syracuse Label Company
110 Luther Avenue
Liverpool, NY 13088
422-1037 / Fax 422-6763
prhodes@syrlabel.com
Angelo Testani
Vice President
Business & Professional Banking
M&T Bank
203 Cypress Street
Liverpool, NY 13088
457-2830 / Fax 457-5619
atestani@mandtbank.com
Robert Vertucci
Vice President
Commercial Lending
Alliance Bank, N.A.
120 Madison Street, 17th Floor Syracuse, NY 13202
475-6706 / Fax 475-7616
rvertucci@alliancebankna.com
Mark K. Wheeler
Vice President North American Risk Credit Approval
HSBC Bank
333 W. Washington Street Suite 140
Syracuse, NY 13202
484-5612 / Fax 484-5642
Mark.K.Wheeler@us.hsbc.com