Loan Programs

How long does the process take?
It depends on the type and complexity of the loan. GSBDC can work with you to ensure you have all the necessary items for a review of your loan request.

How do I know if I qualify for a particular loan?
Call us! We'll work with you on the initial intake to go over your needs in relation to the type of loan that would be applicable to you.

Do I need a business plan for my start-up business?
Yes, every business should have a business plan. A business plan is required by any business lender. For assistance in preparing your business plan, please see the following website:,

Do I need a down payment?
All loans require some equity injection. The amount will depend upon the financing request, available collateral, strength of the credit and financing program.

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